As a hard working police officer have you ever wondered what you’ve been saving all your hard earned money for? You probably answered with the obvious—retirement. But let’s be more specific; what is retirement? What does retirement mean to those of us in law enforcement? Does it mean quitting your job and spending the rest of our life on a golf course? I doubt you’d be golfing long before you’re just as board with golf as you were at the job you retired from.
I think a better description of retirement for cops is “financial independence.” This means different things to different people, but I suggest it means you no longer HAVE to work, because your money works for you. It does not necessarily mean you quit working, but in a law enforcement retirement maybe you stop doing police work and only do the kind of work you want to do. To get there, you need to have saved enough money so… Continue reading
I met retired police officer Ted Newman earlier this year on a Carnival Cruise to the beautiful islands in the Caribbean. Coinsidentally we were both also in a group that came onto that cruise from around the world to learn more about operating a business on the internet.
It was an amazing trip. Not only did we spend eight days and seven nights on a beautiful ship but we also visited Puerto Rico, St. Thomas USVI, Antigua, Tortola and the Nassau in the Bahamas. What’s more we were part of a group of over 125 internet marketers from 7 countries. While the ship was at sea we spent time together in various facilitated learning sessions exchanging ideas and learning from one another. Ted and I became fast friends and have stayed in touch. Continue reading
As a working cop have you thought about when you are going to retire? Maybe you have a fixed police retirement date that’s not within your control or maybe you can plan your own date but haven’t even started to plan for it yet. Maybe you are like many other police officers in that you feel that you will never be able to retire and that they will find you withering away in your patrol car at age 95.
I’d like to ask you to consider another factor and that is how long can you stay successful in the job? How long can you tolerate the stress and demands of the job and still perform it at a level that you know is acceptable? I don’t think the financial planning aspect and the personal health planning aspect of this decision need to be or even should be separate. Continue reading
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